5 Reasons ROOFING CONTRACTOR IS REALLY A Waste Of Time

There is not any such thing as being over protective when it comes to your home as well as your finances. There are plenty of roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple methods to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their employees decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being unemployed. Make sure that your roofing contractor has workers compensation in order that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inside of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you intend to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn’t exclude water damage resulting from leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A few months later you notice a leak. You try to contact the company, but can’t find their information. You try to look them up by their business license and you find that there was never a small business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t have a license, it may be a sign that they don’t know what they are doing. The company could easily disappear or walk out business.

In hawaii of Utah, your roofing company must have a shingle license and an over-all roofing license to install a pitched roof. A set roof installation only requires a general roofing license.

A general contractor is legally able to install a roof with out a roofing license should they have an over-all contractor license. However, there have been a great deal of cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners in addition to home owners. It is ideal for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. metal roofing benefits are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover your contractor did not pay his supplier and that you will be now responsible for that payment. It has happened and can eventually you.

Solution: Be sure you request a lien waiver once the job is completed and before you pay. A lien waiver simply states that when the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to safeguard the house or building owner from paying twice. In the event that you have the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.